Auto Financing in Kahului

Island Honda takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Island Honda Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Island Honda can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Auto Financing at Island Honda

Finding the dream car is the fun part, but what happens next? Don't stress, because at Island Honda, we make the financing process easy for you. If it's a used car or truck, we'll work with you to find a monthly payment you like and we'll secure the best available rates for your loan. We'll do the same for new vehicles, as well as explore your leasing options. Not sure where to start?

Benefits of Leasing with Island Honda

The considerably lower monthly payment is one of the biggest reasons a lot of drivers decide to lease their new vehicle. If you have a dream car in mind but you just aren't comfortable taking out a loan for that amount, you may be able to lease the very same vehicle at a much easier monthly cost.

More of the fun stuff: when your lease is almost up, you can start dreaming about your next new car. If you're still in love with your vehicle, you may just want to use your option to buy it at the end of your lease. A lot of people like to keep up with the latest models, though, or prefer the flexibility of choosing a different model if their circumstances have changed. (New members of the family, for instance!)

Advantages to Purchasing

A lot of drivers want to own their vehicles outright. This, as a whole, is the main attraction to purchasing. You are free to drive as far as you want with no mileage restrictions and you can modify your car's appearance to suit your preferences. If you drive more than 12,000-15,000 miles per year, you might benefit more from purchasing.

Purchasing with a loan is also possible if you have your eye on a nice pre-owned vehicle. Financing a used car at a great price is another way to keep your monthly payment low and still get yourself into a wonderful vehicle.

Just Talk to Us- We Can Help!

Our financing experts can tailor payment plans around your budget and credit, so don't let those concerns stop you from finding your next car. Just call or stop by our showroom and ask to speak with a finance representative, and we'll be pleased to do everything we can to put your dream car in your driveway! We feel honored to serve customers from all around Kahului, Kihei, Wailuku, and Lahaina, and we hope to meet you soon.


Your privacy is important to us.

Island Honda takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Island Honda

    110 Hana Hwy
    Kahului, HI 96732

    • Sales: 808-518-4421
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Get in Touch

  • Contact our Sales Department at: 808-518-4421
  • Monday9:00 am - 6:00 pm
  • Tuesday9:00 am - 6:00 pm
  • Wednesday9:00 am - 6:00 pm
  • Thursday9:00 am - 6:00 pm
  • Friday9:00 am - 6:00 pm
  • Saturday9:00 am - 6:00 pm
  • SundayClosed